Nevada Cheap Homes

Q: My credit is poor and I recently went through bankruptcy. Can I still qualify? 

A:  Yes! We do not do credit checks. We know that sometimes life events causes our financial situation. We do make sure you have been working for at least one year to quailfy.

Q: How much do I need as a down payment?

A: Depending on the property. It can be from no-down payment and up to 20%. Everything is neogotable.  

Q: Is this a rent/least option?

A: No. As soon as we agree and sign the paperwork, it is your home. We are now your bank and the lien holder of your home till you are completely pay the FULL amount of the home.

Q: How long are the terms?

A: It's all up to you. We can do 5, 7, 10, 15, 20, & 30 year terms. Note that mobile home without land can only have term up to 10 years.

Q: You said we can decide on our monthly payments. How do get to do that?

 A: We want you to pay what you can afford. Depending on the amount of the home and your down payment, we can work on a monthly payment you can afford.

Q: What is the interest rate?

 A: Due the fact we are NOT a financial intution, our interst rate is higher than commerical bank. We figure from terms and down payment your interest.